2016 Big Year for Storms

Courtesy of iii.org The 2016 Atlantic hurricane season concluded on November 30th with 15 named storms generating seven hurricanes, three of which were considered major ones, according to the Insurance Information Institute (I.I.I.). The National Oceanic and Atmospheric Administration (NOAA) said it was the busiest Atlantic hurricane season since 2012, when 19 named storms developed,

Holiday Fire Safety Tips

Courtesy of iii.org FIRE LOSSES Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2015, on average, a fire

Insurance Facts & Teenage Drivers

Courtesy of iii.org Motor vehicle crashes are the leading cause of death among teens according to the Centers for Disease Control’s Teen Driver Fact Sheet. According to the U.S. Department of Transportation (DOT), 1,678 drivers age 16 to 20 died in motor vehicle crashes in 2014, compared with 1,651 drivers in this age group in

Matthew Tallied Over 40,000 Claims

Courtesy of iii.org As of this morning, there have been nearly 40,000 insurance claims filed due to damage from Hurricane Matthew. Those numbers will surely rise in the coming days as people continue to find damage to their property related to the storm that hit Florida a mere four days ago. The Florida Office of

Do You Need to File a Claim After Matthew

Courtesy of iii.org how to file a claim how the claim process works what’s covered and what’s not First Steps Contact your agent or company immediately. Find out: Whether the damage is covered under the terms of your policy how long you have to file a claim whether your claim exceeds your deductible (the amount

Insurance & Water Damage

Courtesy of iii.org Water damage is one of the most common and costly disasters affecting U.S. residences, accounting for billions of dollars in losses to homeowners and renters annually. However, consumers can protect themselves with the right amount and type of insurance coverage. Standard homeowners and renters insurance provides coverage for burst pipes, wind driven

Life Insurance Your Needs And Budget

Courtesy of iii.org Life insurance can form a vital part of your family’s financial stability and well-being but, if you’re like most people, you may find the thought of shopping for the right type of coverage a little daunting. Fortunately, these eight simple steps can guide you along the way. Determine whether you actually need

Hermine & Florida

Courtesy of iii.org Now, we know how mean Hermine was. It’s over, except for the cleanup and the lessons learned. Hopefully, residents in the northern parts of Florida learned renewed appreciation for the power of even a Category 1 hurricane. Winds of 75 miles an hour are nothing to disregard. Tallahassee took a pounding. I

Property Insurance & Named Storms

Courtesy of iii.org Late summer is the peak time for hurricane season. And as if on cue, there’s a few storms brewing out in the Atlantic. It’s too early to tell if they will impact Florida, but it is not too early to prepare as if they are. Review our hurricane season insurance checklist. First