Back to School & Identity Theft Protection

Courtesy of iii.org The 2016 Identity Fraud Study, released by Javelin Strategy & Research, found that $15 billion was stolen from 13.1 million U.S. consumers in 2015, compared with $16 billion and 12.7 million victims a year earlier. In the past six years identity thieves have stolen $112 billion. Following the introduction of microchip equipped

Are You at Risk of Drowsy Driving?

Courtesy of iii.org Research shows that fatigue is a significant factor in motor vehicle, commercial trucking and rail collisions. The Governors Highway Safety Association issued a report, http://www.ghsa.org/html/media/pressreleases/2016/20160808sfdrowsy.html in August 2016 concluding that the estimated annual societal cost of fatigue-related fatal and injury crashes was $109 billion. This figure does not include property damage. A

Hurricane Facts for Florida

Courtesy of iii.org Florida accounted for 14 percent of all U.S. insured catastrophe losses from 1985 to 2014: $68 billion out of $498.6 billion, based on data from the PCS division of ISO. (Adjusted for inflation by ISO using the GDP implicit price deflator.) Seven of the 10 costliest hurricanes in U.S. history have impacted

Trees, Florida & Your Insurance

Courtesy of iii.org Florida summers means thunderstorms nearly every day. Most trees benefit from the daily drenching, except for the dead ones. They get deader, if that’s really a thing. Dead trees and diseased or damaged tree limbs can cause havoc on your property as summer rains root out (literally AND figuratively) the weak from

Home Repairs-A New Idea

Courtesy of iii.org You’ve heard of preferred providers for health insurance policies. They are considered mutually beneficial because insured people get medical services at a reduced rate and the provider gains business since more patients are directed there. Auto insurers have used that model for decades. They have networks of pre-approved auto body shops to

Safety of Amusement Parks

Courtesy of iii.org According to the National Safety Council, in 2013 about 315 million people visited an estimated 357 fixed-site amusement facilities in the United States. The council reports that there were a total of 1,221 injuries that year, or 0.9 injuries per million patron-rides. About 53 percent of the injuries occurred on family and

The Future in Transportation

Courtesy of iii.org A fatal car accident involving a Tesla Model S in autonomous driving mode is drawing widespread scrutiny both in the United States and overseas. Joshua Brown was killed in May this year when a tractor trailer made a left turn in front of his Tesla and the self-driving car failed to apply

Stay Safe in Lightning Storms

Courtesy of iii.org Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an

Crayons & Charity

Courtesy of iii.org Coloring crayons are the norm at many family-friendly restaurants. Children receive them with their menus to draw, color and pass the time while waiting for their food. But have you ever wondered what happens to these crayons once you leave? Hygiene concerns often dictate that crayons placed at tables — whether used