Insurance & the Movie Industry

Courtesy of Before the cameras started to roll for Best Picture nominees like The Revenant and Mad Max: Fury Road, the producers purchased insurance coverage to protect their substantial financial investment in the film, according to the Insurance Information Institute (I.I.I.) “Severe weather can delay a film’s production, as can either an illness or

Protecting Yourself in a Tornado

Courtesy of Protecting yourself and your family Keep calm. Stay in your shelter until after the storm is over. Check people around you for injuries. Begin first aid or seek help if necessary. When you go outside, watch out for downed power lines. Protecting your property Make temporary repairs to prevent further loss from

Understanding Auto Insurance Premiums

Courtesy of The average yearly auto insurance premium is around $800, but there is wide variation around this average. Many factors can affect your premium, and they all help determine how likely you are to have an accident. Perhaps surprisingly, many of them do a better job than just your driving record. Not all

What To Do About Uninsured Motorists

Courtesy of With driving come a number of responsibilities. Some people take these responsibilities seriously. They drive the speed limit (or relatively close to it). They do not text and drive, and they use a hands-free device if they talk on a cell phone. They follow the law by purchasing automobile insurance. And, then

Flood Insurance & You

Courtesy of A full moon and high winds caused significant tidal flooding during last weekend’s east coast blizzard. Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private

What is Covered in a Storm?

Courtesy of— With blizzard conditions predicted to hit 16 Eastern states this weekend, there will be a high probability of car crashes and property damage so it’s a good time to understand what your insurance covers, according to the Insurance Information Institute (I.I.I.). “Standard homeowners policies provide coverage for damage caused by wind, snow,

What Are The Types of Life Insurance?

Courtesy of Term insurance comes in two basic varieties様evel term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during

Weather Apps & Your Safety

We feel safe in our cars, right? That might explain why people do very dumb things wrapped in that cocoon of metal, or else road rage wouldn’t exist. But natural disasters give no respect to vehicles. The worst place to be is in your car during a flood, tornado or hurricane. Last week, I was