Learn About Insurance & Rental Cars

Many drivers don’t think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of

The dangers of fireworks – Fire Break

FIRE LOSSES Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2014, on average, a fire department responded to

Trends in Insurance

For many Americans, their home is their largest investment. But, according to the Insurance Information Institute’s ( I.I.I.) annual Pulse Survey, understanding some key aspects of homeowners insurance remains a challenge. In PulsePoints: Home and Auto Insurance, we present findings from a survey of more than 1,000 adults in the United States. We asked homeowners

Flood Insurance Updates

Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is

Learn More About Your Homeowners Insurance

A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. 1. The structure of your