As of this morning, there have been nearly 40,000 insurance claims filed due to damage from Hurricane Matthew. Those numbers will surely rise in the coming days as people continue to find damage to their property related to the storm that hit Florida a mere four days ago.
The Florida Office of Insurance Regulation released Matthew claims data on October 12. About 90% of the claims were for residential property damage. So far, there have been 1,800 flood claims reported by people with flood policies through the National Flood Insurance Program, and 28 claims for private flood insurance, which is coverage outside the government program.
Hardest hit county in terms of total claims reported is Volusia. Duval and Brevard counties also reported significant numbers of insurance claims.
Heres a tip: If you had minor damage from the storm, and it was below the percentage hurricane deductible, its still a good idea to let your insurance company know. Florida has a calendar year deductible for hurricane damage. That means damage from one storm counts in the event another hurricane hits in the 6 remaining weeks of Hurricane Season 2016.
Be sure to review our information on settling insurance claims after a disaster to get more insight on the process and the recovery.